If you suffer a personal injury due to someone else’s neglect, you should be able to recover damages such as medical expenses and lost wages from that person’s insurance company. However, insurance companies often enlist deceptive tactics to avoid a costly settlement.
Common Tactics of Deception Used by Insurance Companies in Florida
Common tactics of deception that insurance companies use to prevent payment to you, even when it is obvious you should be paid for your losses, include:
- Assumption of risk – the insurance company may try to argue that you assumed the risk because the activity was risky in of itself. This doctrine often applies in sports, but does not always mean there is no recourse for you to recover damages.
- Comparative negligence – insurance companies will try to reduce the amount they have to pay by claiming you shared in the fault of the accident. Car insurance companies will look for evidence that you contributed to the wreck as well as the person who has been deemed “at fault.”
- Pre-existing injury – if an insurance company can prove you had a previous injury then the settlement will often be reduced or denied.
- Contractual defenses – if you have signed any type of contract prior to engaging in an activity, you may have signed a waiver or release of liability. Many times, you may be unaware that you have signed such a statement because the fine print is hidden in the contract.
Legal Counsel in Eustis, FL to Fight Insurance Company’s Deception
Insurance companies are for-profit organizations that want to maintain the largest profit margin possible. An accident attorney can help you protect your rights and recover the damages you are owed. The Oldham & Smith Law Firm in Eustis, FL knows the deception that insurance companies will attempt to use to discredit your claim. Each of these tactics can be argued to ensure you are paid what you are owed.
Call today for a free consultation to see how we can help you recover financially while you recover physically.