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Do I need insurance on my golf cart?

Do I need insurance on my golf cart? | Oldham & Smith | Gregory P. Smith | | 1(800) 887-5895 | 321 N Barrow Ave, Tavares, Florida 32778 Whether you need insurance or not on your golf cart is dependent upon a lot of different circumstances. Most importantly is what is the use of that golf cart? Is that a golf cart that has been modified in such a way that it would be street legal, which would therefore require you to have some type of insurance? If your golf cart is being used in a designated neighborhood or a designated golf course, they may in fact require you to have insurance as well. However, generally speaking, Florida law does not require someone to have insurance on a golf cart.